Your security, privacy & confidentiality is important to us. We have several protections in place to ensure that your information is protected and fraudulent activity is kept to a minimum. Browse below for information on our protections and what you can do to protect yourself.

Remember: The Bank of Odessa may contact you from time to time in regards to your account, but you should never provide Online Banking Credentials over the phone. Be careful when providing any personal or financial information. If you see any suspicious activity on your account or think your information may have been compromised, call us immediately at (816) 633-5331 Or (816) 230-4512.


FDIC Insurance

FDIC insurance covers all deposit accounts, including:

  • Checking accounts
  • Savings accounts
  • Money Market deposit accounts
  • Certificates of deposit

The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. FDIC insurance does not cover other financial products and services that the bank may offer, such as stocks, bonds, mutual funds, life insurance policies, annuities or securities.

Reminder: IRA’s held by one person at a financial institution are FDIC insured up to a combined maximum of $250,000.

If you have additional questions regarding FDIC coverage of your specific accounts, please visit the FDIC website.

Consumer Privacy Policy
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • Payment history and account transactions
  • Checking account information and wire transfer instructions
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Bank of Odessa chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Bank of Odessa share?Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes--
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes--
information about your creditworthiness
No We don't share
For nonaffiliates to market to you No We don't share
Who we are


Who is providing this notice? BANK OF ODESSA
What we do


How does Bank of Odessa protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Bank of Odessa collect my personal information? We collect your personal information, for example, when you
  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes
  • information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.


Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

Bank of Odessa has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Bank of Odessa does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Bank of Odessa doesn't jointly market.